.jpg "Michael Mullin")
Perfect for a Spokane First Time Home Buyer | 3 bedroom, 2 bath $124,500
March 2, 2011 by Mike Mullin · Leave a Comment
Completely remodeled bungalow with a huge backyard for the kids! The home payment is almost the same as paying rent. Perfect for a first time home buyer. To get more information on this home or to schedule a viewing just complete the contact form below and we’ll get right with you. First Name(required) Last Name(required) [...]
USDA Rural Home Loans, A True Zero Down Home Loan
February 16, 2011 by Mike Mullin · 2 Comments
The US Department of Agriculture offers the USDA Rural Home Loan program, a true zero down home loan. The purpose of the program is to assist families living in rural areas and who meet certain income limitations. The main benefit of this program is that no down payment is required and the interest rate is [...]
Ten Credit Do's and Don'ts To Bear In Mind Prior To Getting Your Mortgage Loan
April 1, 2010 by Mike Mullin · Leave a Comment
How can a fully approved loan get denied for funding after the borrower has signed loan docs? Simple, the underwriter pulls an updated credit report to verify that there hasn’t been any new activity since original approval was issued, and the new findings kill the loan. This generally won’t happen in a 30 day time-frame, [...]
Do I Need To Sell My Home Before I Can Qualify For A New Mortgage On Another Property?
April 1, 2010 by Mike Mullin · Leave a Comment
Although every situation is unique, it is not uncommon for homebuyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps you are outgrowing your current house, or have been forced to relocate due to a job transfer? Regardless of the motivation for keeping one property while purchasing [...]
Four Possible Reasons To Refinance
March 31, 2010 by Mike Mullin · Leave a Comment
A mortgage is generally the largest debt most homeowners have to manage. It’s a good idea to give your personal real estate finance portfolio a check-up at least once a year. Since there are many reasons a homeowner may choose to refinance, we’ll take a look at the four most common. 1. Mortgage Rates Drop: Typically, the [...]
What Do Appraisers Look For When Determining A Property's Value?
March 29, 2010 by Mike Mullin · Leave a Comment
Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common misconception homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection. However, the appraiser actually already has a good idea of the [...]
What Does Title Insurance Protect Me From?
March 28, 2010 by Mike Mullin · Leave a Comment
By including title insurance when purchasing property, your title insurer takes on accountability for legal expenses to defend your property title, should it ever be challenged. Many different occurrences can come into play to warrant the need for title insurance. The title company responsible will then take on the legal expenses to defend the property [...]
