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Welcome to our site!
Thank you for stopping by our mortgage web site. Even though we have taken special care and consideration to pack this online resource with a wealth of knowledge about the mortgage and real estate process, we want ...
8 Questions Your Lender Should Answer About Mortgage Rates
Simply checking online for today's posted rate may not lead to your expected outcome due to the many factors that can cause each individual rate and closing cost scenario to fluctuate. We can preach communication ...
How Much Can I Afford?
How much mortgage money can I qualify to borrow? This is typically the number one question mortgage professionals are asked by new clients. Of critical importance when considering mortgage financing: There is sometimes a difference between what a client ***can*** borrow and what they ***should*** borrow. In other words, what makes for a comfortable long-term mortgage payment? The Quick Answer: If we're simply considering the financial math, lenders will calculate your Debt-to-I ... Read More...
Four Possible Reasons To Refinance
A mortgage is generally the largest debt most homeowners have to manage. It's a good idea to give your personal real estate finance portfolio a check-up at least once a year. Since there are many reasons a home ...
FHA Mortgage Insurance to Increase April 1, 2012
FHA is planning to increase the cost of their loans in April 2012. If you are a planning to buy a home with an FHA loan or if you already have an FHA loan and want to refinance you will want to keep that deadline in mind to avoid paying the higher cost.
FHA loans have two different typ ...
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Is It Hard To Get A Home Loan In Spokane, WA?
According to Realtor®Mag, the Mortgage Bankers Association estimates that about 30% of potential home buyers have their loan application turned down or just drop out of the process. They cite tougher lending guidelines or “incomplete applications” as the cause. Considering that an “incomp ...
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Don't Waste Your Money Ordering A 'FICO' Score
Spokane Washington consumers are wasting their money ordering credit scores which don't provide much, if any, value.
Credits monitoring services, credit score providers, and fraud alert systems have boomed in the last few years. While I think paying for a legitimate credit monitoring service has so ...
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Obama To Refinance Your Home Loan To A Lower Payment?
Is Obama Going To Refinance Your Spokane, WA Home Loan Into A Lower Payment?
If you’ve not been able to refinance your loan to a better interest rate, or you've just been waiting for the right time, you need to pay attention in the coming days. Home owners in Washington and California are likel ...
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Spokane WA Refinance - Beware The "No Cost" Loan
Have you ever wondered about those ads you see for a “No Cost" Loan when refinancing your home?
When you call the lender advertising such a loan you will likely hear a pitch that goes something like this - “the benefit of the no cost loan is that when rates go down another 1/4% you can just ref ...
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Spokane Washington USDA Rural Home Loan Applicants - Don't Miss October Deadline!
There is a looming October 1 deadline for Spokane Washington USDA Rural Home Loan applicants that you do not want to miss.
The USDA Rural Home loan program offers an incredible benefit to prospective home buyers in rural areas of Washington State. ...
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